jross

Experiences are worth every penny.

Work hard, invest smart, and drudge through the prime of your life for pennies to compound so one day you might afford eggs. Returns can sound impressive but 1000% gain on zero is zero.

I was heavy on retirement index funds for 6 years. Put 10% annual in like momma said, set it, forgot it, and enjoyed 10% compounding interest returns. The government printed money for my company's sector and I went Enron style for a while. I've mostly been going long on self-picked companies since that time. Since starting 401K equity investing in 2004, my total portfolio paper gains have returned 390%. An alternative history that invested only in the S&P 500 would have returned 82%. An alternative investment of Berkshire Hathaway would have returned 167%. I've lost money in 4 years, one better than the S&P and one worse than Berkshire Hathaway. There is a case to be made for self management of funds... no management expense beyond my time... holdings in a 401K brokerage account that allows buy, sell, cash reserve, etc. and all the things with exception of calls/puts for options. I've made costly mistakes and my main regret is capping annual investment at 10% rather than 30%.

It was hard to listen to the scientists with a different interpretation when they were all kicked off of social media.

Logically wearing a mask helps prevent Covid but what does the science summarize about mask effectiveness? I'm confused. Wearing masks in the community probably makes little or no difference to the outcome of influenza-like illness or COVID-19 compared to not wearing masks, and N95/P2 respirators compared with medical/surgical masks probably make little or no difference for the objective and more precise outcome of laboratory‐confirmed influenza infection. https://www.cochranelibrary.com/cdsr/doi/10.1002/14651858.CD006207.pub6/full

Ah I was not giving credence to your point about messaging. If you want to add the warning that one should be skeptic of the way science is communicated, that's sound advice. It is good to question the messaging AND the science both.

Why are you talking about how the food pyramid is not science when it doesn't change the meaning of the conversatzen anymore than my my misspelled word does this statement.

Trust the science.

Trust the science. The water in East Palestine, Ohio is fine. Drink up.

There is an angle to dismiss the food pyramid... but its a tad silly to defend the food pyramid against lobbyist-driven corruption by saying "its not science." "Follow the food pyramid" is a good example in today's world of "trust the science," simplified representation or not. It is lipstick on a pig.

I like Coty as a consumer staple. The company bought another company to increase revenue and was unprofitable and leveraged 7x through 2020 under wrong-domain leadership. They implemented a turn around plan under an industry renown leader (a boy named sue), leverage is at 4x an on its way to 2x, is now profitable, and is on its way to 2018/2019 share prices in 2025. Buybacks are planned for 2024 and 2025 and dividends are in discussion at 2x leverage. There is frequent large continuous insider buying without selling. I've been buying and selling following the tank to $3 in the pandemic fallout. Its price has been volatile and is a current buy for me under $9. It is my largest single holding currently and I'm looking to lighten my risk for 2023 after a 7% rise to $11.17 today. My short-term exit strategy is $11.00, $11.50, and $12.00 but these 4.8% T-Bills offer more security as a short-term hold while I hold for a potential summer pullback. The insider trading caught my attention. My due diligence allowed for a calculated long-hold risk. I've been listening to quarterly earnings for a few years now and riding out the volatility. This recent article covers what some of us have known for awhile. https://seekingalpha.com/article/4575342-coty-a-deleveraging-story-with-strong-momentum always do your own due diligence

I don't know this space very well. I think you are saying that the actual June yield can be different from today's ask yield and that this will change based on market conditions. So long as the interest rate keeps growing, I would expect the yield to be historically high. T-bills currently could be a secure place to park cash and it may become less attractive as interest rates drop (much later).

Am I looking at treasury bill investments in 2023 correctly where the return in 4 months is guaranteed at nearly 4.8%? Where in theory one can buy 4m maturity bills three times a year and yield 14.4%? This seems like a no brainer in this market uncertainty.

I had never heard Bob Nelson's comedy. Splendid.

I will explain real good. The Kentucky Chefs play the exciting and thrilling game of of pigskin run. There are two teams of giant armored warriors that stand on a grassy field. One team (offenders) takes this egg wrapped in pigskin and carry it across the enemy's secret fortresses while avoiding the opposition's army of defenders. The defenders try to crack the egg holder skull by transforming into leaping warrior spears. The offensive warriors and defensive warriors have special powers like turbo boosts and the egg holders sometimes use invisibility cloaks to avoid the leaping warriors spears. The warriors that get the egg in the enemy fortress the most win the games. The Chefs are special cuz they have an egg thrower that can throw the egg over the fortress. They wear the colors of the blood and piss. The Chefs have fans that tomahawk hand chop and moan "Woooooh oh oh Woooooh oh oh Woooooh oh oh Woooooh oh oh" that make the enemy cry. The lady pictures from the Intermat Ads shake their boom boom and make the fannies go vroom vroom.

I don’t believe you can read the Old Testament with an analytical mind and conclude it is to be taken as literal. That’s a sign of poor education and strong social pressure of ignorance and faith.

Game is going about the way it was expected except the free defensive touchdown.

How many people believe the world is 6k years old these days?

The past is the future. Lyrics are fitting: https://www.nena.de/99-red-balloons https://en.wikipedia.org/wiki/99_Luftballons

Australia freestyle has had significantly less success than American Greco.

I had to laugh at referring to freestyle as the women's style. I've wrestled folk and free but not Greco. I wasn't exposed in my youth and hadn't been too impressed with what I'd seen in snippets. I really watched it on-site at a World Team trials. The athletes had freakish upper bodies. There were choke outs, knock outs, incredible slams, and technique. It was war. There was also some high-energy skinny kid (peak) that outperformed. The sport should be much more appreciated than it is. Since I haven't trained Greco, my opinion must not count.

The business leader (big man/CEO/LOB leader) of my employer voices the company's focus and we employees execute on it. The same concept should have applied to the president's call to keep jobs in America. To boost manufacturing jobs, regulations need reduced to make costs [per employee, compare other countries] in the USA competitive with other countries. Who wouldn't want to reduce $14K to $35K of expenses per employee (see image below)? While private company data makes it difficult to track investment changes, at least 30 companies cited the President's policies, lower regulatory costs, and the desire to invest more in the U.S. as factors contributing to increased stateside investment. Carrier, Dell, etc.