Jimmy makes an excellent point. It is absolutely worth the money to have a good financial advisor.
As for me, I am comfortable with equity market risk and long term investment horizons. Therefore, I am heavily invested in the stock market. I am not a stock picker (mostly) so I use low cost index funds for my stock and bond exposure.
I preached to my children that if you do this from a very early age with a very long investment horizon you will certainly be happy with the results. For example, if you start at 22 years old saving $100 per month, just $1,200 per year, and invest it in the S&P500 with dividends reinvested, assuming the future return equals the historic return (they won't), then in 40 years you will have deposited $48,000, but it will be worth ~$1,000,000. Why wouldn't you do this trade?
Given that I know nothing about your personal circumstances, I would not tell you how to invest. But I will definitely tell you that you need to save, live below your means, and find that good financial advisor.