Why is it a problem, they pay back the loan don't they? Let's take a billionaire like Musk, say he has no car, no house, living out of hotels. Let's say he's got 3 or 4 billion dollar businesses and is living on company expense account. He is paying sales tax etc., his businesses are generating a billion $+ of economic activity on which taxes are being paid. He could take a $million/year salary but isn't. So why does it matter that he doesn't have income and not paying income tax when he's generating all this other economic activity that does result in tax revenue?