billyhoyle

That's pretty awful if true.

The rules of the 401K have to be the same for all employees.

Your company isn't going to change how run their 401K match based on you trying to negotiate. I don't think you have any clue what you are talking about with this stuff.

That's great. But if you max out your contribution and your company doesn't "true-up" until the end of the year, and then you leave your company, you won't get the matching contribution from them.

I'm not talking about long-term vs short-term. My point is just that not all companies will give the full match if you max the account out early, and many of those that do will wait until the end of the year to "true-up" the contributions. If they wait until the end of the year for their match, it pretty much defeats the purpose of maxing it out early (as opposed to spreading it out and investing extra money in an IRA or brokerage account).

Many match based on contribution/paycheck. I believe most of the ones that allow you to front-load then do the "true-up" contribution at the end of the year. If that is the case, it doesn't necessarily even pay off to front load because you are losing the matching amount for months.

Assuming you have an employer match, you should not increase your contributions and max out early, because most places will not give you the full match if you do. You could try to be tricky and front-load it to some degree (but not enough so that you won't get the full match). Instead, what I am doing is contributing to my IRA faster than I normally would (have been doing this for the past week). I will also begin to invest some extra money into an after-tax brokerage account if the market continues to fall.

"Obama didn't include the public option." Way to rewrite history. They couldn't pass the ACA to include the public option because there weren't 60 senators who supported it. And what Sanders want isn't a public option, it's the elimination of all private health insurance and an UK-style public healthcare system.

I think the tariffs are idiotic. But so pretty much every "idea" that Bernie has ever had on how to "help" the economy.

You have to account for inflation with asset prices. The dow is at 38K now. Inflation from those 2022 numbers brings us to where we are now. That means we have essentially had no growth in real dollars since 2022. Trump has erased three years worth of market gains.

You don't think people have tried socialism before?

Following the economic policies of Bernie Sanders is how you crash the economy.

I hope that the result of the crapstorm that is coming if they stick with the tariffs (economic retraction and mass layoffs) is less name-calling, tribalism, and a return to sensible economic policy. That's what happened in 08 and 09 with the measures put in place during the GFC. There is a very simple fix to this. Congress should be the body that determines whether to impose (or remove) tariffs. Not the whims of the executive branch.

Thinking that we shouldn't let China monopolize the electric vehicle market, have Tiktok on every phone in the country, or be the world's producer of n95 masks is not the same thing as deciding to shut down international trade entirely and impose a massive tax on the entire country.

We aren't going to make things when mass layoffs hit and nobody has money to buy anything. The way you apply tariffs is to target them at specific industries or countries. Are we forgetting what things were like in 08/09?

You don't increase domestic manufacturing by shutting down international trade entirely. Nobody is going to invest in building factories to make something, when you can't sell it internationally and the economy is in a recession because everyone is getting laid off. The way this should have been done is to target some specific areas where domestic manufacturing is critical (like chips, cars, etc), and then tariff those specific products. Even better, make deals with countries like Canada and within the EU that won't undercut your cost of labor but you actually want to sell to. What's doing on right now is not going to work. The market is down almost 20% because people realize that companies are going to contract, lay off tons of people, and then the economy as a whole will tank.

This is incredible news.

He won the Hodge over a 5 time champ, so I think you have to say this was the single greatest NCAA wrestling season by an Oklahoma State wrestler.

And it's a shame that he had such a crappy nickname as well. Snyderman was at least clever, but even that was just another variation of some superhero. We need to back badass nicknames like the East Lansing Strangler and Green Toe Polacio!

This AI generated list just proves how boring and unoriginal it is to nickname Hendrickson Captain America. It is an incredibly unmemorable nickname. Now, the OK Corraler on the other hand is a kickass nickname. Or how about the The Stillwater Sheriff or The Flying Cowboy.

In a few years you can buy that car a beer. The price of cars going up probably won't have that huge of an impact on people since a car is something most people buy infrequently, and there is no real need to get a new car unless your old one is a piece of crap. However, the impact will be on car dealerships and domestic employees of the car companies that get laid off. I have to imagine the vast majority of these people are Trump supporters. In the long term, tariffs would bring jobs to the car manufacturing sector at the expense of higher prices and lower quality for consumers. I'm not sure how the employees who get laid off or can't sell cars while the supply chains are being redone will feel about it though.

My vote goes to the one who became a top 5 American wrestlers of all time.

It's not that simple. The SEC schools have been paying their players for years even though it was against NCAA rules. The university presidents there didn't care, because at this point they are the only professional sports teams for states like Alabama/Mississippi/Kentucky/South Carolina/Oklahoma. So now they legalized the whole thing and it has turned the rest of the country and every other sport into SEC football.

Not me. Not sure why you thought one of the best wrestlers of our time who was coached by the greatest coach of all time wouldn't be a great coach as well. Gilman is a pretty good coach as well.

Wait until you find out that there is an entire section of this forum entirely dedicated to discussing high school boys wrestling, and outlets like flowrestling cover high school boys wrestling.