jross

Huh? I just listened to the actual source speak in a video. The same video posted for you to. I formed my understanding from there and held off 'trust the news' until seeing it. This doesn't change the violence narrative concern overall but this is not the story to hang one's hat on.

So after the fight, you can listen to the 'death by trauma' student speak. Hello?

How about now?

#TrustTheNews

Oof.

Why is there so much focus on the public sector when the majority of this isn't that?

Isn't the majority of loan forgiveness for people outside the public service loan forgiveness program?

How much of loan forgiveness relates to taking a job they would not have otherwise taken?

Gemini's senior director of product management at Google apologizes after the AI refused to provide images of White people.

Here is the discretionary trend. https://www2.ed.gov/about/overview/budget/budget24/budget-highlights.pdf Here are the past few years of STUDENT AID SUMMARY TABLES. Red font means spent beyond requested funds. Green means spending less than the request. All numbers in millions of dollars. Budgets https://www2.ed.gov/about/overview/budget/budget24/summary/24summary.pdf https://www2.ed.gov/about/overview/budget/budget24/justifications/index.html https://www2.ed.gov/about/overview/budget/budget23/summary/23summary.pdf https://www2.ed.gov/about/overview/budget/budget22/summary/22summary.pdf https://www2.ed.gov/about/overview/budget/budget21/summary/21summary.pdf https://www2.ed.gov/about/overview/budget/budget20/summary/20summary.pdf https://www2.ed.gov/about/overview/budget/budget19/summary/19summary.pdf

Thanks for the clarification. The Military SLRP is a funded and capped repayment program. I also support the GI bill as mentioned earlier. National security... The military is overinvested, but this incentive is not one.

I want to live in a country where people pay their dues regardless of merit. Consider this hypothetical: someone only pays a fraction of their massive loan over many years. What does that say about their responsibility and decision-making? Would you trust them to care for you? Extreme loan forgiveness only exacerbates the problem. It drives up education costs, feeding into bloated administrative structures and inflated salaries. Let supply and demand dictate prices. The market will adjust if there's a shortage of doctors in the mountains. Government intervention distorts the system and burdens taxpayers. Otherwise, who decides? I've personally trained about 50 new engineers, so should my house loan be paid off? I've paid month after month on house loans for 20 years. Without this burden and the responsibility to help with my children's education, I would start a business and create new jobs.

Here is my thought process about private companies repaying student loans for an employee. Compared to what (not repaying)? Turnover of talent. Stagnant education versus growth At what cost to whom? Higher expense and less profit to the company owner and shareholders. Colleagues are blocked for promotions, raises, bonuses, etc., when there is insufficient profit to reward merit. Managers struggling to build and retain talented teams. What hard evidence? <pass for now> Employee incentive is good unless it has negative consequences on peers. It is a hard sell for a company in-debt with no path to profit. I like the idea of employee incentives for any company, including government-owned companies. But I have so much more scrutiny on the government-owned company because I am funding it. Should the government company even exist? Is the government company providing more value than it costs? What is the impact on my well-being to support even more loan repayments? Did I have a say in it? (taxes, inflation, purchase power) Can the government afford it? Is it profitable, or is there a path to profit? Is it in debt? Is loan repayment super necessary? Was a budget approved and is the spend in budget?

So, do we agree? I see no contradiction and I'm surprised.?.? Old Testament laws were given to the ancient Israelites within a specific historical and cultural context and may not directly apply to Christians today. Still its a great line about compassion for the poor. The Parable of the Talents, found in Matthew 25:14-30 is brought up. A master trusts his servants with different amounts of money (talents) before going away on a journey. Two servants invest the money and earn a return, while one buries his talent and earns nothing. The master is unhappy with the one who earned nothing, takes his money back, and calls him lazy. He gave more to those who made money. I believe that interest on loans can be done ethically and responsibly in a Christian manner. This might be a floor of 0% to annual inflation % and a max of something 10% or less. It is unChristian to have small print and 20%+ interest rates on late payments like predatory lenders do. I'm good with interest breaks for those in true need. I'm not good with redistributing, say, a $500K loan itself to taxpayers. On my earlier comment regarding 'not a problem if Christian'... I'd also say that a true conservative Christian wouldn't put the borrower at blind risk of $400K in loans without due diligence/support. This might involve assessing the borrower's ability to repay, offering financial education and counseling, and ensuring that the loan terms are fair and transparent. ---- Aside. I don't know Muslim beliefs very well, but I have gotten to know a few through daily teamwork. A good Muslim man I know has refused to invest in stock or purchase a house because of his beliefs.

I find it interesting that the mocking version of BB is a better BB.

This wouldn't be an issue if the government and loan-takers were 'active-practicing' conservative Christians. The country would have a monetary surplus, and people would pay their dues. Education would also be affordable. https://www.cofo.edu/About is an example. The 10 commandments say you shouldn't steal (government retro program, taxes, not paying loans), covet (people spending on their covets and not paying bills, politicians going after votes), honor your parents (pay your dues), etc. The 10 commandments do not directly help your sarcastic criticism. The New Testament contains teachings that emphasize compassion, generosity, and helping those in need. This is a bit open to interpretation. My idea of help is to put these people through educational programs that teach them how to live within their means and honor their financial obligations. I can pay taxes for that. Full loan forgiveness is the opposite of helping these people. The NT also says “Render therefore to Caesar the things that are Caesar’s, and to God the things that are God’s.” Matthew 22:21. The bible says a lot about personal responsibility... fiscal responsibility.

The GI Bill is not loan forgiveness. I support affordable education, but loan forgiveness in its current format, with this much national debt, with our current taxes, with the mother milk enablement, is unacceptable.

My point of contention is mainly with the government making retroactive changes that are even bigger enablements for reckless behavior. This increases unwanted debt and burdens us taxpayers. This person in the medical field worked for a non-profit hospital and took out $400K loans at a 7.25%. They paid a total of $50K in interest-only payments over 10 years... and the loan increased to $500K. The government forgave it! WTF! These Reddit subs say congrats. Even this crazy amount could have been paid back with sacrifice. Stupid and weak.

I'm making sacrifices as a provider, living within my means, and paying my bills. I do not support rewarding people who borrow irresponsibly or choose expensive colleges without considering the financial implications. Do you know what retroactive loan forgiveness does beyond reckless enablement? It raises the cost of education for contributors because the government guarantees payment. A teacher who can't afford to pay their bills shouldn't be a teacher. Change your life so that more money comes in rather than goes out. Get roommates. Live in the basement. Eat ramen. Get a second job. Honor your commitments. I've been there before, so I'm not now. Weak minds.

How does a rational mind favor 4 more years of the current direction?

Puts on Trump Social.

Is the SAVE program limited to people working for the government (public service) or is it open to anyone with a Federal loan? (No public service is required.) Do you have to be a US citizen to qualify? (no, I think it's open to eligible noncitizen refugees, etc.) How did the SAVE program get created and funded? Congress? (I don't know. The Department of Education decided to and issue regulations?) How is the SAVE program different than previous IDR programs? Cut payments on undergraduate loans in half. Bring many borrowers’ loan payments to $0 per month. If they keep up with their required payments, ensure that borrowers never see their balance grow. Provide early forgiveness for low-balance borrowers. 10 years rather than 20-25 years in some cases. How are people enrolled in SAVE? (is automatic for some) There are now 7.5 million borrowers enrolled in the SAVE Plan, of whom 4.3 million have a $0 payment. ----------- This seems different than the GI bill. -------- GI Bill is fine; military veterans deserve help returning to civilian life in exchange for putting their lives at risk for our security. But can you imagine the controversy surrounding a retroactive GI Bill? These vets made a choice for benefits at certain costs. And if later the vets were given expanded benefits without concern for cost, equity, administrative feasibility, legal consideration, and public perception?

It points to lunacy for anyone who supports 4 more years of this version of Democrats in 2024.