Start with the lack of understanding of the difference between a median and a mean when a distribution is bounded by zero and billions.
But you also have a basic lack of understanding of what this latest program is. In your thread on the SCOTUS decision to stop Biden's loan forgiveness program jross said it was about accountability and doing what one agrees to do, to which you replied "well said". The latest announcement by the Biden administration is about the government finally being accountable and honoring the agreements they entered into. I know you want to conflate that with other Biden admin initiatives to give blanket forgiveness to student loans, but you are just plain wrong on that account.
If you are for accountability and honoring contracts, then you have to support this intiative, even if you have to hold your nose while doing it.